What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Why do you need auto insurance?
It's really all about protecting yourself financially.
- If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.
Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
- How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
- What is the insurance company's level of service and ability to pay claims?
- What discounts are available? (Ask about good driver, multiple policy and student discounts.)
- What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
A Complete Auto Insurance offers insurance services in Colorado for
Auto Insurance, SR 22 Insurance, Non Owners Policies, Broad Form Policies, Homeowners Insurance, Renters Insurance, Mobile Home Insurance, Umbrella Insurance, Motorcycle, ATVs, Quads Insurance, RV, Motorhome, Travel Trailer Insurance, Boat Insurance, Snowmobile Insurance, Mexico Auto Insurance, Commercial Insurance.
We offer peferred rates to qualified drivers in Colorado, low down payments and low monthy payments. Low rates for high-risk and/or inexperienced drivers with DUI's, suspended license, accidents, refused by other companies, lapses in coverage or no coverage situations. We work with over 20 different companies to get you the best rate possible.
A Complete Auto Insurance proudly represents the following insurance companies in Colorado
Progressive Insurance, Progressive Auto Insurance, Safeco Insurance, Safeco Auto Insurance, Fidelity Insurance, Fidelity Auto Insurance, Hartford Insurance, Hartford Auto Insurance, Liberty Mutual Insurance, Liberty Mutual Auto Insurance, Mendota Auto Insurance, The General Auto Insurance, PGAC Auto Insurance, Viking Auto Insurance, Dairyland Auto Insurance, State Auto Insurance, Unitrin Auto Insurance, Infinity Auto Insurance, AIG Auto Insurance, 21st Century Auto Insurance, Bristol West Auto Insurance, Foremost Insurance, Nation Safe Drivers, GMAC Auto Insurance, Victoria Auto Insurance, And Many Others.
A Complete Auto Insurance is located in Aurora, CO, Denver, CO, Metro Area at
1280 S Abilene St
Aurora, CO 80012
(720) 748-3600 Telephone
(866) 236-2747 Toll Free
A Complete Auto Insurance servicing areas include Denver Metro, Denver, CO, Aurora, CO, Parker, CO, Castle Rock, CO, Lakewood, CO, Arvada, CO, Littleton, CO, Golden, CO, Wheatridge, CO, Highlands Ranch, CO, Evergreen, CO, Westminster, CO, Broomfield, CO, Boulder, CO, Bailey, CO, Centennial, CO, as well as the entire State Of Colorado.